Financial Fitness Journey
Connecting you and Blue Collar Budgets
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What are you looking for?
Understanding your current financial situation is the first step in achieving Financial Fitness
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Personalized suggestions.
No two budgets are the same, so my advice and recommendation will be based on client(s) unique needs and goals
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Let’s Work Together!
If you are willing to put in the time and effort to achieve your goals, I will be here cheering you on the whole way!
Unique 12-step Financial Fitness Program
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Understand Budget Basics
Write down EVERY expense for 1 month.
Prepare next month’s budget with cuts to meet needs/wants/goals.
Save $500 in emergency funds
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Analyze and Implement Plan
4. Attack all debt (except mortgage) via either debt snowball or debt avalanche.
- When specifically Credit Card debt is paid off, close accounts and cut up cards, except one. This one ALWAYS has any future balance paid off in full each month. 54% of Americans carry credit card debt month-to-month, which is killing your monthly budget!
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Budget Breakthrough
5. Save another $500 in emergency funds
6. Re-define new monthly budget with Long Term goals in mind.
7. Save 3 months of expenses in emergency funds.
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Peace & Purpose
8. Begin Investing
9. Save 4-6 months of expenses, as needed.
10. Pursue Long Term Goals, defined in Step 6
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Generational Impact
11. Increase Charitable Giving to meaningful causes.
12. Increase investing to 20% of income
FAQs
How/When are consultations held?
Consultations occur as often as you feel you need them. Regular monthly meetings are great so that I can become familiar with your needs and goals. After completing the Budget Breakthrough stage, it is likely Quarterly, Semi-Annual, or Annual meetings are all that need to happen. I am here for you as long as you are willing to put in the time and effort!
Consultations will occur via ZOOM, or additional online meeting software. Zoom is a free service and can be accessed via mobile phone(s).
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